Join the thousands who have already reduced their debts with our help. We're here for you!

Imagine if you could cut your monthly debt repayments by 63%? 

Wouldn't that be great! With this 23-second quiz, we'll check and see if it's possible for YOU.

No contact details required to find out if you qualify

About Aunty Karen

Aunty Karen is your “financial fairy god-mother with attitude”, she’s your “feet on the ground”, honest, non-judgemental “says it as it is” finance champion. She’s attacking debt with a vengeance and is taking no prisoners. Aunty Karen was created with 1 goal in mind, free South African Residents from the jaws of debt. Every second you wait is robbing you of precious life moments. Break Free.

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Start your free assessment

Complete our 23 second debt assessment


Find out if you qualify

See how much arrears you could reduce


We'll get to work

Let our finance experts work hard while you relax

Get Your Results >

Take our super quick debt assessment test and answer a few, really simple questions about your situation. Nothing scary or intrusive.

Speak in total confidence with one of our friendly, expertly trained "mini Karen" experts. You'll know in moments what help is available to you.

See If We Can Help >

Find out if you qualify for help, for free

Our service is completely free of charge, really simple to use and you'll know in moments if you qualify for help. Be part of our success story today.

We'll help to handle the tricky stuff, including contact with the people that you're indebted to. Leaving you to relax and start to enjoy life again.

23 Second Assessment >

Frequently Asked Questions

Aunty Karen's story

© 2023. All Rights Reserved.

*63% debt debt reduction is based upon the performance of the debt solutions administered by our debt solution providers. 

Results may vary from person to person. A reduction in monthly debt repayments is based on the performance of debt review cases administered by our debt solution providers. Results depend on personal circumstances and the successful completion of the chosen solution. Results are not guaranteed and will be looked at on a case by case basis.

We work with a carefully selected panel of debt solution providers and, once you have qualified and accepted our terms, we will introduce you to them to look after the management and administration of your recommended plan. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. Debt solutions subject to conditions and acceptance. If you choose to restructure your debt repayments over a longer period of time it could cost you more. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Calls are recorded for training and monitoring purposes.

Aunty Karen does not administer debt management or insolvency products. You may be referred to our NCR registered providers if we feel that this is appropriate and the best advice in your situation. Aunty Karen may be paid a referral fee for introducing you to one of our approved providers. 

To find out more about managing your money and getting free debt advice visit,  NCR, an independent service set up by the Government to help people manage their money. You can find out more by contacting the NCR on 0860 627 627 or by visiting their website at Their opening times are 8.00 to 17.00 Monday to Friday. 

A few simple questions

Friendly, empathetic experts

Start to enjoy life again

Debt doesn't need to be scary

Aunty Karen has helped thousands of South African's to find a simple, long lasting

way to escape the clutches of personal debt.

Start Free Debt Assessment

Start Free Debt Assessment

What sort of debts can you help with?

Aunty Karen can help with any unsecured debt (for example credit cards, payday loans, personal loans, store cards). There are various debt solutions available depending on your individual circumstances, debt level, and number of creditors. Our trusted partner will advise which option is suitable for you.

Do be aware that repaying your debts more slowly than originally agreed may increase the total amount repayable and will affect your credit rating.

What are the costs?

Aunty Karen doesn't charge a penny to use her service, and the initial advice offered by one of our "mini Aunty Karen's" is also free and you are under no obligation. If you qualify for debt help, your monthly repayments will be reduced to an amount that you can comfortably afford and that are acceptable to those people that you owe money to. Fees are only charged if you enter into a financial solution and your provider will confirm the associated costs within their terms and conditions.

How long does it take?

The honest answer is that it all depends on your personal circumstance. But have no fear, one of our friendly "mini Aunty Karen" experts will provide the answer to this question (and any others you may have) in a super simple, jargon free format.

Why do I need to speak someone? I prefer to do it all online.

There is a simple reason for this. The potential debt solutions which are available really are life changing, but it's not a one size fits all (like Aunty Karen's onesie). It's important we understand your situation properly to be able to give you the best service (and to knock that weight off your shoulders for good).

What we can promise is that this is in complete confidence (neither your partner, boss or pet Chiwawa will know that you've spoken to us), it doesn't take long and is really simple. We literally speak to thousands of people in the same (if not worse) situation as you, so you won't be telling us anything that we haven't heard lots of times before.

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